What should I do with extra money?

Skip to content

Find the next best move for your money.

Start Explore Money Map Newsletter

Find my path

Loading your journey…

A guided decision tree for the question most tools skip: what should you do with your money next?

Explore

Money Map
How it works
Methodology
Newsletter

Tools

I have extra money
Pay debt or invest
Mortgage or invest
Roth or traditional

Legal

Privacy
Terms
Disclaimer

Inspiration

The decision logic behind this site is adapted from the FinFlowChart v4.3 by u/happyasianpanda, the community flowchart shared on r/financialindependence, which itself continues the flowchart from r/personalfinance. Our interpretation, and every place we depart from it, is written up in the methodology. Not affiliated with, or endorsed by, either community.

Educational information only. Not individualized investment, tax, or legal advice.